SOFI : Quarterly Earnings Simulation Model!

Note: Not An Investment Advice, This Educational interactive SOFI quarterly model shows Q1-Q3 2025 actuals and Q4 2025 projections. Q4 values are adjustable via sliders. Data sourced from SoFi earnings reports and community analysis. Chime (CHYM) told its own investors it will incur a one-time $33M termination expense in Q4 2025 related to ending its contract with SOFI's subsidiary Galileo Financial technologies. In Q4, SOFI had • Record web traffic • Crypto launch • Blockchain money transfers • Level 1 options • debit reward deals • SoFiUSD stablecoin • product explosion • member/deposit acceleration! Will SOFI beat Rule of 60 or Rule of 70 in Q4?

FY25 Quarterly Summary Current SOFI Stock Price: $26.60

FY25 Total Revenue

$0
Millions

FY25 Net Income

$0
Millions

FY25 Total EPS

$0
Cents

Total Members

0M
Millions

Q4 New Members

0M
Millions

Q4 Revenue

$0
Millions

SOFI: Net Revenue by Quarter

SOFI: Members Growth

SOFI: Revenue Segments

SOFI: Net Income by Quarter

Q4 includes $30M one-time CHYM termination fee (Galileo contract)

SOFI: Revenue Segment Growth QoQ %

SOFI: EPS Trend

Q4 includes one-time 2¢ EPS from $CHYM termination fee

SOFI: Products Growth

SOFI: Operating Expenses

SOFI: Net Margin %

SOFI: EBITDA by Quarter

Q4 2025 Sliders

Quarterly Data Summary

FY25 Quarterly Financial Data

Metric Q1 FY25 Q2 FY25 Q3 FY25 Q4 FY25 (Proj) FY25 Total
Q1-Q3 Actuals
Q4 Projection

Q4 Net Income includes $30M one-time CHYM termination fee from Galileo contract (~2¢ EPS impact)

Credit: Data from SoFi Earnings Reports